1 Blue Hill Plaza, Pearl River, NY 10965

kevin.fennell@ceterainvestors.com

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Mobile: 845-400-9576

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Mobile: 845-547-1327

Fax: 845-224-3888

1 Blue Hill Plaza

Suite 4373, 7th Floor

Pearl River, NY 10965

S6, S63, S65, S7, SIE, Life and Health Registrations

kevin.fennell@ceterainvestors.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

Copyright 2026 FMG Suite.

Cetera Investors is a marketing name of Cetera Investment Services. Securities and Insurance Products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC.

This site is published for residents of the United States only. Registered Representatives of Cetera Investment Services LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every representative listed. For additional information please contact the representative(s) listed on the site, visit the Cetera Investment Services LLC site at ceterainvestmentservices.com

Important Disclosures and Form CRS | Business Continuity

Million Dollar Round Table (MDRT) is an independent membership organization of life insurance and financial service professionals. Membership levels are based on commissions, premiums, or fees generated within a year from investment and insurance products. Members must apply annually and pay a fee. Members must also adhere to the MDRT Code of Ethics. Listing in this publication and/or award is not a guarantee of future investment success. This recognition should not be construed as an endorsement of the financial professional by any client. No compensation was provided directly or indirectly by the recipient for participation or in connection with obtaining or using the third-party rating or award. Top of the Table is a level of membership. Kevin has been a member from 2016 to 2024, with Top of the Table status since 2021, and earned Lifetime membership in 2026.

The Cetera Financial Group’s Circle of Excellence recognition is not a guarantee of future investment success and should not be construed as an endorsement of the advisor by any client. Kevin was recognized in 2022, 2023, 2024, and 2025.